Payments

 

Payments at SmartDukaan

At SmartDukaan, we want your purchase to be as smooth as possible. We offer multiple secure payment options so you can choose what works best for you.

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UPI

Pay instantly using any UPI app — Google Pay, PhonePe, Paytm, BHIM, or any other UPI-enabled app. Simply select UPI at checkout, enter your UPI ID or scan the QR code, and confirm the payment in your app. Fast, secure, and fee-free.

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Credit & Debit Cards

We accept all major domestic and international credit and debit cards including Visa, Mastercard, RuPay, and more — processed securely via Razorpay and Pine Labs. SmartDukaan does not store your card details at any point.

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Net Banking

Pay directly from your bank account using Internet Banking. All major Indian banks are supported via Pine Labs. Select your bank at checkout and authorize the payment from your bank's portal.

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Wallets

We accept popular digital wallets including Paytm and others at checkout via Pine Labs and Razorpay.

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EMI

Break your purchase into easy monthly instalments. EMI is available on eligible credit and debit cards through Pine Labs and Razorpay.

Available tenures: 3, 6, 9, 12, 18, and 24 months.

Applicable interest rates will be shown at checkout based on your card and bank. No Cost EMI is not available at this time but is coming soon.

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Payment Security

All transactions on SmartDukaan are secured through Pine Labs and Razorpay, both of which are PCI-DSS compliant. Your payment information is encrypted end-to-end and never stored on our servers.